Software Engineer II, Risk Engineering (Backend)

About this role

Flex is a growth-stage, NYC headquartered FinTech company that is creating the best rent payment experience. It’s hard to believe that it’s 2026 and paying rent on time is expensive, inflexible, and difficult. We’re here to change that! Flex enables our users to pay rent throughout the month on a schedule that better fits their finances and budget. Our mission is to empower as many renters as possible with flexibility over their most significant recurring expense. After deliberately keeping a stealth profile as we built up unprecedented investor support and an enthusiastic user base, we are looking for motivated individuals to help us keep our mission growing. Will you be a part of the team?


About The Role
Flex is looking for a Software Engineer II to join our Risk Engineering team. This role involves spearheading the implementation of platforms and APIs crucial for supporting business features within the risk management domain.


The Risk Engineering team is dedicated to mitigating both credit risk and fraud risk. Our mission is to enhance Flex app accessibility for customers while safeguarding against improper use and unauthorized access by identifying and preventing misuse across all core product areas.


Following are some projects/systems in Risk Engineering you will have opportunities to work with:

• Core decision platform which is an end-to-end solution for the enterprise decision management lifecycle, including business rule management, analytics, process management, and ML/AI.
• Event data stream ingestion which supports near real-time fraud rules setup.
• Advanced a/b testing and experimentation capabilities for our customers so they can leverage greedy algorithms and fight fraud.

What You’ll Do

• Build decision platform / machine learning solutions to respond to/mitigate business risks in Flex.
• Design and develop 24/7 high-scale APIs and distributed systems. The tech stack will be on AWS. Java would be the language for the e...