Sr. Portfolio Manager - Equipment Finance

About this role

Sr. Portfolio Manager
The Portfolio Manager Sr is responsible for monitoring and managing the credit risk of an assigned commercial loan portfolio. Ensures timely receipt of financial information and conducts periodic credit reviews, including performing accurate risk ratings. Evaluates and facilitates loan renewals and modifications. Manages large and complex portfolio, including managing syndicated loans. Identifies, reports, and manages underwriting quality and consistency plus conformity to underwriting policies and procedures.


Key Responsibilities And Duties

• Performs credit analysis on complex commercial loans by analyzing borrower and guarantor financial statements and performs financial modeling scenarios in accordance with credit policies.
• Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, consistent and compliant with loan grading policy and modifies servicing plans as needed. Possesses advanced credit analysis skills and has the ability to effectively interact with senior credit management.
• Ensures compliance with all company credit and risk policies and procedures.
• Early identification of deteriorating credits; develops comprehensive action plans in consultation with the Special Assets Department to minimize losses.
• Serves as the primary liaison with customers and responds to customers’ requests for modifications, extensions, or servicing needs. Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.
• Designs, implements, and manages efficient procedural improvements to ensure proper risk compliance controls. Functional ownership of compliance tracking and reporting to senior credit leadership.
• Strong knowledge of Federal banking industry regulations and operational compliance. Responsible for ensuring satisfactory regulatory and internal compliance results on assigned portfolio.

Minimum Qualifications

• 5 years of e...